Croatia
Jul 2021
1 week

Zagreb

A pleasant, if not particularly vibrant Balkan city.

[Local Time}
{Temperature}
°C ·
[Description}

The Croatian capital stands out as one of the most developed and sophisticated cities in the Balkan region.

Featuring medieval structures along side Austro-Hungarian architecture from the 19th century.

Verdict:
Consider for a holiday

Fine for a weekend city break, but would struggle to suggest it for a prolonged stay. Ideal for a short city break.

🌎
Verdict:
Consider for a holiday

Fine for a weekend city break, but would struggle to suggest it for a prolonged stay. Ideal for a short city break.

Verdict:
Consider for a holiday

Fine for a weekend city break, but would struggle to suggest it for a prolonged stay. Ideal for a short city break.

👎
Verdict:
Consider for a holiday

Fine for a weekend city break, but would struggle to suggest it for a prolonged stay. Ideal for a short city break.

🛫
Euro (EUR)
800,000
💰 Great value

Summary

After 6 weeks in Belgrade, I had made plans for a summer cycling vacation on the Croatian coast. Zagreb was the ideal place to arrive in and work from for a week beforehand.

Total:
Accommodation
Bad
Ok
Good
Great
68
%

Whilst it's a little more expensive than some of the other neighbouring Balkan countries, you should still be any to pick up a decent apartment for a reasonable price, especially if booking for a month. Due to how last minute I booked I ended up staying in a hotel, of which there are plenty of good value options.

info
New legislation
Recent changes introduced by the Turkish government has made short-term rentals for under 100 days more restricted. Keep an eye on Reddit threads for up-to-date assessments of how the new legislation is impacting short-term rentals in practice.
Places to work
Bad
Ok
Good
Great
71
%

Croatia and in particular Zagreb, has a strong tech sector and as a result there's no shortage of coworking spaces dotted across all areas of the city.

Value
Bad
Ok
Good
Great
76
%

Great value food and drink can be found all across the city, with prices lower than what you would expect to pay in a major European capital.

info
The yen is currently at a 34-year low
While this is undoubtedly a negative for the Japanese, it makes for an exceptionally good time to visit Japan from abroad. Although this trend is unlikely to reverse significantly in the short term, it's still worth checking before visiting.
Read more
Excitement
Bad
Ok
Good
Great
62
%
With a relatively compact city centre and a much smaller population, Zagreb pales in comparison to neighbouring Belgrade in terms of excitement. It wouldn’t be fair to call it boring, but, similar to Polish cities like Warsaw and Krakow, it lacks the vivid or distinctive qualities that make a significant impression.
Working hours

Croatia operates on Central European Time (CET), aligning with Western Europe.

🇪🇺 Consider working European hours from Asia?
I've written a guide on how to structure your day to get the most out of the time difference.
Do you need to speak Spanish?
Without doubt, being able to speak Spanish with a degree of fluency is a huge asset when visiting South America. I had always put off visiting the continent due to my Spanish skills not extending beyond requesting a "cerveza grande".

But even with my incredibly primitive linguistic capabilities, it was not in any way to the detriment of the trip. English is spoken sparsely, but armed with a few phrases, some polite enthusiasm and a translator, it shouldn't deter you from visiting.
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🔎
November 2024 Fact Check
Given the instability in Argentina over the past few years, I found that most advice on key topics, even if written within the last 12 months, bordered on being dangerously outdated.

I have attempted to summarise some of the most misleading points I encountered.
"Nowhere accepts card"
Incorrect
Card availability is now excellent across the city. Even if you are purchasing a single empanada, bananas from a greengrocer, or buying cans of beer off a man in the street before a football match. Some businesses may offer a 10% discount if you use cash, or charge a small surcharge for card payments.
"It's difficult to get a SUBE card"
Incorrect
This was true in recent years, as there had been a shortage of the cards across the city due to a lack of the plastics needed to create the card. I had no problems going to the nearest off-licence and getting a card on my first attempt. It's worth asking your Airbnb host who may have a spare.
"Buenos Aires is cheap"
Incorrect
The biggest misconception that may still linger, even if you are reading articles from 2023. If planning on eating out heavily, then expect European prices or even higher on more imported day-to-day goods. Eating out aside, day-to-day expenses are still good value by global measures.
"Bring dollars with you"
Partially true
This advice would continue to make sense for Americans who already have dollars, but I wouldn't recommend making an effort to purchase with the intent of exchanging them on the ground. Collecting money via Western Union was convenient and good value, which I would recommend to anyone visiting from outside the US.
"Make sure you get the blue-dollar rate"
Partially true
The dramatic stabilisation of the peso by late 2024 means that this difference is nowhere near as significant as it was 12 months ago. At the time of writing, there was only a 10% difference between the official and blue rate. If you are only in the city for a short period you may not even have to grapple with this.
"Restaurant service is poor"
Partially true
I did see some evidence of this, especially in cheaper,  traditional restaurants. In comical fashion, drinks would not appear or the bill would never materialise. In more contemporary outlets, it was never a problem.
"It is a football mad city"
True
There is absolutely no doubt that this is as true as ever in 2024.

Where to stay

I'd aim to be as close to the centre as possible, with few benefits to being further out.

Would avoid
Recommended
Gornji Grad (Upper Town)
Being based anywhere close to here put's you in great proximity to everything the city centre has to offer. It's never too hectic and I didn't find noise to be a problem.

Where to work

Impact Hub
Top Choice
☕️ Good Coffee
📍 Top Location
🥗 On Site Cafe
🧍Community Focused
⭐️ Quality Fit Out
🌳 Outdoor Space

Since I visited, the office has moved to a new location but is still ran by the same team.

Impact Hub is a global organisation with over 100 locations worldwide with a focus on inclusive and sustainable innovation. There's little I can comment on with regards to the new location but I've lifted the below from their website.

"Impact Hub has been present in Zagreb since 2011, and despite having relocated our premises four times since then, our mission remains the same: creating a supportive space for all those courageous individuals who dare to dream, create, and push boundaries."

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Remote work visa

Remote work visa coming soon
A dedicated remote work visa is available for this country.
This country is actively working on a visa support for remote workers.
There is currently no remote work visa available for this country.

In January 2021, the Croatian government introduced a digital nomad visa program, allowing remote workers to reside in the country. This visa, however, is more akin to a temporary residence permit than a traditional visa. It enables digital nomads to stay in Croatia for six months to a year, with the option to reapply after expiration.

Once the visa's validity ends, digital nomads must leave the country for 90 days before being eligible to apply for a new digital nomad visa. As Croatia is now part of the Schengen Area, holders of this visa can travel freely to other European countries within the Schengen zone, much like digital nomad visas issued by Estonia, Spain, Portugal, or Malta.

Notably, the Croatian government does not charge income tax to individuals residing in the country with a digital nomad visa. They are only required to pay taxes in their country of tax residency.

Visa length
Visa cost
Earning requirements
Learn more open_in_new
To the best of my knowledge this information was correct as of December 2024. If you notice something has changed drop me a message and I'll update it!

Citizen Remote is a great source of up to date knowledge for everything to do with remote work visas.

Safety

Off work

Hiking in Medvednica

A luscious mountainous nature park that offers a plethora of hiking trails, accessible on foot from the city centre. Be sure to bring plenty of battery on your phone or a brush up on your map reading skills.

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Explore Jarun Lake

A sprawling recreational area consisting of two large artificial lakes and a vibrant hub for outdoor activities, including rowing. An ideal destination for a morning run and easily accessible from the centre.

Duration & season

Zagreb's peak summer weather was ideal, with hot midday temperatures that were comfortable and didn't hinder outdoor activities. That being said, somehow I managed to book somewhere with A/C, which is a repeat i would not be in a hurry to repeat.

Having spent a week in the city, I felt no real desire to stay any longer, or return for a subsequent visit.

Food & drink

Jarun Lake Run
·
Run
A great destination to run, only a few miles from the centre of the city.
Zagreb to Ogulin
·
Cycle
For any cycling enthusiasts, I would highly recommend cycling into this region of the country en-route to the coast. Peaceful roads with plenty of elevation and a train track nearby should you need to call it a day.

People

There were few signs of a strong remote working community in the city, however that may have changed in more recent times.

During the summer months you are more likely to encounter people heading down to the Croatian coastline which is the major draw for tourism and remote working in the country.

Exercise

Jarun Lake Run
A great destination to run, only a few miles from the centre of the city.
keyboard_arrow_down
Zagreb to Ogulin
For any cycling enthusiasts, I would highly recommend cycling into this region of the country en-route to the coast. Peaceful roads with plenty of elevation and a train track nearby should you need to call it a day.
keyboard_arrow_down

Jarun Lake Run
A great destination to run, only a few miles from the centre of the city.
Zagreb to Ogulin
For any cycling enthusiasts, I would highly recommend cycling into this region of the country en-route to the coast. Peaceful roads with plenty of elevation and a train track nearby should you need to call it a day.

Verdict

Positives
  • More of an authentic Croatian experience than the coast line.The Dalmatian coastline can be saturated with tourists throughout the summer months with Zagreb appearing to be less exposed to the masses of tourism.
  • Great summer weather.Like the rest of the country, it benefits from a strong Mediterranean climate.
  • One of the more sophisticated cities in the Balkans.Compared to Skopje in North Macedonia or Podgorica in Montenegro, Zagreb possesses all the amenities you would expect from a western European city.
Negatives
  • Not much of a buzz.Whilst it's an important regional hub, it doesn't offer the sort of busy working environment you'd expect in a major Euroepan city and it felt noticeably quieter than it's neighbour, Belgrade.
  • Not as much as a memorable experience as the coastline.There would be few convincing reasons on why you would pick Zagreb over any of the coastal cities during the summer months. Split, Dubrovnik and Zadar are all more distinctive destinations.
  • The beaches are a long way away.Whilst the coast is easily accessible, it's not a journey you'd want to be making every weekend.
Tips
  • If needing to get to the coast consider the over night train. I got it in reverse from Split to Zagreb and it was clean, comfortable and inexpensive.
  • There is some beautiful routes for cycling between Zagreb and the coastline. I cycled to Rijeka via Ogulin and there is some spectacular scenery en route. Would highly recommend.
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